Why do self-employed persons need to take out YEL insurance? How can I benefit from YEL insurance? Read the main points about pension and social security for the self-employed, and try our handy calculators.

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Truster handles it - don't stress about YEL insurance

Don't stress about YEL insurance. Truster handles it

Truster handles everything related to YEL insurance. Don't stress about paying invoices. We pay it directly from your salary. No unnecessary percentage deductions – just the exact amount of the YEL invoice.

YEL insurance -22% discount

-22% discount for start-up entrepreneurs

When you take out YEL insurance as a self-employed person for the first time, you are entitled to a 22% discount on the insurance price for the first four years.

A calendar that tells you when to get YEL insurance

When should YEL insurance
be taken out?

You are an entrepreneur aged 18–68
You have been working as an entrepreneur for at least 4 consecutive months
You earn at least €9,423.09 per year (2026)
You live in Finland

Getting YEL is easy

How do I get YEL insurance?

Truster has made it incredibly easy to purchase YEL insurance.
You can usethe form to submit your application to Ilmarinen. If your YEL insurance is currently with another pension company, you do not need to notify them of the change separately.

All information is automatically transferred between pension insurance companies.

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