YEL insurance
YEL Insurance from Truster
You can easily get YEL insurance through the app
Get YEL Insurance
How to get the YEL insurance
Click below to get your YEL insurance in order in no time at
—either through the app or directly in your browser.
Start your application
Start your application and follow the instructions below.
Add your industry
Search the list and select the primary industry (TOL code) that best describes your business activities.
Note: Your industry may already be predefined based on your company information.
Add your income from work
Enter the YEL earned income amount that corresponds to your estimated revenue. The calculator will help you select the recommended earned income amount.
Submit your application
Review the summary, accept the insurance terms and conditions, and submit your application. We'll take care of the rest for you!
What do you benefit from when you take out
YEL insurance from Truster?
Don't stress about YEL insurance. Truster handles it
Truster everything related to YEL insurance. Don't worry about paying the bills. We'll deduct the payment directly from your paycheck.
-22% discount for start-up entrepreneurs
When you take out YEL insurance as a self-employed person for the first time, you are eligible for a 22% discount on the insurance premium for the first four years.
When should YEL insurance
be taken out?
You are an entrepreneur aged 18–68
You have been working as an entrepreneur for at least 4 consecutive months
You earn at least €9,423.09 per year (2026)
You live in Finland
How do I get YEL insurance?
Getting YEL insurance through Truster is super easy. Submit your application to Ilmarinen directly in the app —we’ll take care of the rest. If you’re transferring your insurance from another company, you don’t need to notify anyone. The information is transferred between pension companies completely automatically.
