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What is an appropriate YEL earned income? Read the instructions for estimating earned income and use the calculator to determine your insurance premium.
The amount of your YEL contribution and your future pension are based on your so-called earned income. This does not refer directly to the amount you invoice or your taxable income, but rather to an estimate of the monetary value of your work.
How do I correctly estimate my earned income?
Your work income should correspond to the annual salary you would pay an external employee for the same work.
For light entrepreneurs, this is often close to the gross amount invoiced (excluding VAT), but you can deduct expenses from it.
The right level is important: too little earned income weakens your social security (sickness allowance, parental allowance), while too much unnecessarily increases your insurance premiums.
You can use Truster's YEL calculator to estimate how much insurance will cost at different income levels.
